Why does a beam in shear like in this picture crack at 45 degrees instead of vertically? This is called "Punching shear", and requires concrete reinforcement at an angle:
Assuming that the shear force $F$ acts vertically, and that the cross section area of the beam is $A$, the stress at 45 degrees is:
$$\sigma = \frac{F*cos(45)}{\frac{A}{cos(45)}}$$ $$\sigma = \frac{F}{A} * cos^2(45) < \frac{F}{A}$$
So the shear stress vertically should always be higher than at 45 degrees. So why is it normally assumed that the concrete cracks at 45 degrees?